Bharath joined American Express in 1998. He was named Managing Director RIM Centre of Excellence in 2008. Previously, he has held a number of positions in Risk Management in small business organization. In his last role he was leading OPEN Underwriting.
As Managing Director of RIM Centre of Excellence, he is responsible for leading 500+ member team of Risk and Information Management professionals. The team is responsible for developing decision science and business strategies across customer life cycle for all American Express markets.
In addition, Bharath also provides leadership to Big Data Labs team which is responsible for drive next generation analytics for American Express.
Bharath obtained his PhD from Purdue University, MBA in Finance from IIM Calcutta and has undergraduate degree in Engineering from IIT Madras. He lives in New Delhi, India with his wife Savitha and children Vishnu and Vasudha